BLS metro-level wage data places Personal Financial Advisors pay in Chattanooga, TN-GA at a median of $75,300 per year ($36.20/hr/hour), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared to the national median of $105,070, Chattanooga pays 28% below, which typically tracks with a lower local cost of living or smaller specialized-employer cluster. Approximately 340 personal financial advisorss are employed across the Chattanooga MSA in SOC 13-2052.

The Chattanooga pay distribution spans from $39,610 at the 10th percentile to $313,950 at the 90th — a 7.9× spread that reflects experience tenure, specialization, employer size, and the difference between public-sector, nonprofit, and private-sector compensation inside the metro. The 25th percentile sits at $45,340 and the 75th at $137,690, so half of Chattanooga-based personal financial advisorss earn within that middle band.

Metro figures capture where you actually work, not just where you live — which matters for commuters. BLS draws metro boundaries from the OMB MSA definitions, so Chattanooga, TN-GA covers the central city plus outlying counties tied to the metro economically. Remember that OEWS wages reflect base pay only: employer-provided health insurance, retirement matches, stock options, signing bonuses, overtime, and tips are excluded and can add 20-40% to real total compensation. Before using this metro median as a negotiation anchor, triangulate against the same occupation's national profile (linked below), its state-wide TN data, and peer-metro comparisons — a median is a starting point, not a ceiling.