BLS metro-level wage data places Insurance Underwriters pay in Detroit-Warren-Dearborn, MI at a median of $80,180 per year ($38.55/hr/hour), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared to the national median of $81,370, Detroit-Warren-Dearborn pays 1% below, which typically tracks with a lower local cost of living or smaller specialized-employer cluster. Approximately 1,070 insurance underwriterss are employed across the Detroit-Warren-Dearborn MSA in SOC 13-2053.

The Detroit-Warren-Dearborn pay distribution spans from $50,830 at the 10th percentile to $129,980 at the 90th — a 2.6× spread that reflects experience tenure, specialization, employer size, and the difference between public-sector, nonprofit, and private-sector compensation inside the metro. The 25th percentile sits at $62,800 and the 75th at $104,670, so half of Detroit-Warren-Dearborn-based insurance underwriterss earn within that middle band.

Metro figures capture where you actually work, not just where you live — which matters for commuters. BLS draws metro boundaries from the OMB MSA definitions, so Detroit-Warren-Dearborn, MI covers the central city plus outlying counties tied to the metro economically. Remember that OEWS wages reflect base pay only: employer-provided health insurance, retirement matches, stock options, signing bonuses, overtime, and tips are excluded and can add 20-40% to real total compensation. Before using this metro median as a negotiation anchor, triangulate against the same occupation's national profile (linked below), its state-wide MI data, and peer-metro comparisons — a median is a starting point, not a ceiling.