BLS metro-level wage data places Credit Analysts pay in Allentown-Bethlehem-Easton, PA-NJ at a median of $72,690 per year ($34.95/hr/hour), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared to the national median of $83,510, Allentown-Bethlehem-Easton pays 13% below, which typically tracks with a lower local cost of living or smaller specialized-employer cluster. Approximately 60 credit analystss are employed across the Allentown-Bethlehem-Easton MSA in SOC 13-2041.

The Allentown-Bethlehem-Easton pay distribution spans from $52,450 at the 10th percentile to $137,760 at the 90th — a 2.6× spread that reflects experience tenure, specialization, employer size, and the difference between public-sector, nonprofit, and private-sector compensation inside the metro. The 25th percentile sits at $62,250 and the 75th at $90,740, so half of Allentown-Bethlehem-Easton-based credit analystss earn within that middle band.

Metro figures capture where you actually work, not just where you live — which matters for commuters. BLS draws metro boundaries from the OMB MSA definitions, so Allentown-Bethlehem-Easton, PA-NJ covers the central city plus outlying counties tied to the metro economically. Remember that OEWS wages reflect base pay only: employer-provided health insurance, retirement matches, stock options, signing bonuses, overtime, and tips are excluded and can add 20-40% to real total compensation. Before using this metro median as a negotiation anchor, triangulate against the same occupation's national profile (linked below), its state-wide PA data, and peer-metro comparisons — a median is a starting point, not a ceiling.