BLS metro-level wage data places Loan Officers pay in Waterbury-Shelton, CT at a median of $95,530 per year ($45.93/hr/hour), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared to the national median of $76,690, Waterbury-Shelton pays +25% above, signaling either concentrated employer demand, a cost-of-living premium, or both. Approximately 130 loan officerss are employed across the Waterbury-Shelton MSA in SOC 13-2072.

The Waterbury-Shelton pay distribution spans from $48,970 at the 10th percentile to $165,410 at the 90th — a 3.4× spread that reflects experience tenure, specialization, employer size, and the difference between public-sector, nonprofit, and private-sector compensation inside the metro. The 25th percentile sits at $66,180 and the 75th at $108,750, so half of Waterbury-Shelton-based loan officerss earn within that middle band.

Metro figures capture where you actually work, not just where you live — which matters for commuters. BLS draws metro boundaries from the OMB MSA definitions, so Waterbury-Shelton, CT covers the central city plus outlying counties tied to the metro economically. Remember that OEWS wages reflect base pay only: employer-provided health insurance, retirement matches, stock options, signing bonuses, overtime, and tips are excluded and can add 20-40% to real total compensation. Before using this metro median as a negotiation anchor, triangulate against the same occupation's national profile (linked below), its state-wide CT data, and peer-metro comparisons — a median is a starting point, not a ceiling.