BLS metro-level wage data places Loan Officers pay in Kahului-Wailuku, HI at a median of $58,140 per year ($27.95/hr/hour), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared to the national median of $76,690, Kahului-Wailuku pays 24% below, which typically tracks with a lower local cost of living or smaller specialized-employer cluster. Approximately 60 loan officerss are employed across the Kahului-Wailuku MSA in SOC 13-2072.

The Kahului-Wailuku pay distribution spans from $38,030 at the 10th percentile to $132,270 at the 90th — a 3.5× spread that reflects experience tenure, specialization, employer size, and the difference between public-sector, nonprofit, and private-sector compensation inside the metro. The 25th percentile sits at $48,440 and the 75th at $73,530, so half of Kahului-Wailuku-based loan officerss earn within that middle band.

Metro figures capture where you actually work, not just where you live — which matters for commuters. BLS draws metro boundaries from the OMB MSA definitions, so Kahului-Wailuku, HI covers the central city plus outlying counties tied to the metro economically. Remember that OEWS wages reflect base pay only: employer-provided health insurance, retirement matches, stock options, signing bonuses, overtime, and tips are excluded and can add 20-40% to real total compensation. Before using this metro median as a negotiation anchor, triangulate against the same occupation's national profile (linked below), its state-wide HI data, and peer-metro comparisons — a median is a starting point, not a ceiling.