Loan Officers in the Bowling Green Metro

BLS metro-level wage data places Loan Officers pay in Bowling Green, KY at a median of $71,020 per year ($34.15/hr), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared with the national median of $76,690, the metro estimate is 7% below. OEWS reports the difference but does not identify its cause. Approximately 170 loan officers are employed across the Bowling Green MSA in SOC 13-2072.

The Bowling Green pay distribution spans from $37,370 at the 10th percentile to $122,550 at the 90th, a 3.3× observed spread. Differences in specialization, employer, sector, location, credentials, schedule, and experience may all contribute, but OEWS does not isolate their effects. The 25th percentile sits at $48,170 and the 75th at $100,560, so half of Bowling Green-based loan officers earn within that middle band.

Metro figures use establishment work location, not worker residence. BLS draws metro boundaries from the OMB MSA definitions, so Bowling Green, KY covers the central city plus outlying counties tied to the metro economically. OEWS includes straight-time pay, tips, commissions, incentive pay, and production bonuses. It excludes employer health and retirement benefits, overtime premiums, stock compensation, signing bonuses, and other nonproduction bonuses. The same occupation's national profile, statewide KY estimate, and peer-metro rows provide distinct geographic comparisons. A published median is a benchmark, not a prediction or ceiling for one worker.