BLS metro-level wage data places Insurance Appraisers, Auto Damage pay in Tampa-St. Petersburg-Clearwater, FL at a median of $60,020 per year ($28.85/hr/hour), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared to the national median of $78,240, Tampa-St. Petersburg-Clearwater pays 23% below, which typically tracks with a lower local cost of living or smaller specialized-employer cluster. Approximately 140 insurance appraisers, auto damages are employed across the Tampa-St. Petersburg-Clearwater MSA in SOC 13-1032.

The Tampa-St. Petersburg-Clearwater pay distribution spans from $52,830 at the 10th percentile to $95,880 at the 90th — a 1.8× spread that reflects experience tenure, specialization, employer size, and the difference between public-sector, nonprofit, and private-sector compensation inside the metro. The 25th percentile sits at $59,840 and the 75th at $78,220, so half of Tampa-St. Petersburg-Clearwater-based insurance appraisers, auto damages earn within that middle band.

Metro figures capture where you actually work, not just where you live — which matters for commuters. BLS draws metro boundaries from the OMB MSA definitions, so Tampa-St. Petersburg-Clearwater, FL covers the central city plus outlying counties tied to the metro economically. Remember that OEWS wages reflect base pay only: employer-provided health insurance, retirement matches, stock options, signing bonuses, overtime, and tips are excluded and can add 20-40% to real total compensation. Before using this metro median as a negotiation anchor, triangulate against the same occupation's national profile (linked below), its state-wide FL data, and peer-metro comparisons — a median is a starting point, not a ceiling.