BLS metro-level wage data places Insurance Appraisers, Auto Damage pay in Indianapolis-Carmel-Greenwood, IN at a median of $77,810 per year ($37.41/hr/hour), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared to the national median of $78,240, Indianapolis-Carmel-Greenwood pays 1% below, which typically tracks with a lower local cost of living or smaller specialized-employer cluster. Approximately 140 insurance appraisers, auto damages are employed across the Indianapolis-Carmel-Greenwood MSA in SOC 13-1032.

The Indianapolis-Carmel-Greenwood pay distribution spans from $62,350 at the 10th percentile to $100,090 at the 90th — a 1.6× spread that reflects experience tenure, specialization, employer size, and the difference between public-sector, nonprofit, and private-sector compensation inside the metro. The 25th percentile sits at $64,810 and the 75th at $80,610, so half of Indianapolis-Carmel-Greenwood-based insurance appraisers, auto damages earn within that middle band.

Metro figures capture where you actually work, not just where you live — which matters for commuters. BLS draws metro boundaries from the OMB MSA definitions, so Indianapolis-Carmel-Greenwood, IN covers the central city plus outlying counties tied to the metro economically. Remember that OEWS wages reflect base pay only: employer-provided health insurance, retirement matches, stock options, signing bonuses, overtime, and tips are excluded and can add 20-40% to real total compensation. Before using this metro median as a negotiation anchor, triangulate against the same occupation's national profile (linked below), its state-wide IN data, and peer-metro comparisons — a median is a starting point, not a ceiling.