Claims Adjusters, Examiners, and Investigators in the Toledo Metro

BLS metro-level wage data places Claims Adjusters, Examiners, and Investigators pay in Toledo, OH at a median of $73,920 per year ($35.54/hr), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared with the national median of $78,000, the metro estimate is 5% below. OEWS reports the difference but does not identify its cause. Approximately 250 claims adjusters, examiners, and investigators are employed across the Toledo MSA in SOC 13-1031.

The Toledo pay distribution spans from $46,900 at the 10th percentile to $104,800 at the 90th, a 2.2× observed spread. Differences in specialization, employer, sector, location, credentials, schedule, and experience may all contribute, but OEWS does not isolate their effects. The 25th percentile sits at $56,730 and the 75th at $90,040, so half of Toledo-based claims adjusters, examiners, and investigators earn within that middle band.

Metro figures use establishment work location, not worker residence. BLS draws metro boundaries from the OMB MSA definitions, so Toledo, OH covers the central city plus outlying counties tied to the metro economically. OEWS includes straight-time pay, tips, commissions, incentive pay, and production bonuses. It excludes employer health and retirement benefits, overtime premiums, stock compensation, signing bonuses, and other nonproduction bonuses. The same occupation's national profile, statewide OH estimate, and peer-metro rows provide distinct geographic comparisons. A published median is a benchmark, not a prediction or ceiling for one worker.