BLS metro-level wage data places Claims Adjusters, Examiners, and Investigators pay in Florence-Muscle Shoals, AL at a median of $81,700 per year ($39.28/hr/hour), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared to the national median of $78,000, Florence-Muscle Shoals pays +5% above, signaling either concentrated employer demand, a cost-of-living premium, or both. Approximately 40 claims adjusters, examiners, and investigatorss are employed across the Florence-Muscle Shoals MSA in SOC 13-1031.

The Florence-Muscle Shoals pay distribution spans from $38,570 at the 10th percentile to $110,740 at the 90th — a 2.9× spread that reflects experience tenure, specialization, employer size, and the difference between public-sector, nonprofit, and private-sector compensation inside the metro. The 25th percentile sits at $53,190 and the 75th at $98,450, so half of Florence-Muscle Shoals-based claims adjusters, examiners, and investigatorss earn within that middle band.

Metro figures capture where you actually work, not just where you live — which matters for commuters. BLS draws metro boundaries from the OMB MSA definitions, so Florence-Muscle Shoals, AL covers the central city plus outlying counties tied to the metro economically. Remember that OEWS wages reflect base pay only: employer-provided health insurance, retirement matches, stock options, signing bonuses, overtime, and tips are excluded and can add 20-40% to real total compensation. Before using this metro median as a negotiation anchor, triangulate against the same occupation's national profile (linked below), its state-wide AL data, and peer-metro comparisons — a median is a starting point, not a ceiling.