BLS metro-level wage data places Claims Adjusters, Examiners, and Investigators pay in Clarksville, TN-KY at a median of $67,290 per year ($32.35/hr/hour), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared to the national median of $78,000, Clarksville pays 14% below, which typically tracks with a lower local cost of living or smaller specialized-employer cluster. Approximately 120 claims adjusters, examiners, and investigatorss are employed across the Clarksville MSA in SOC 13-1031.

The Clarksville pay distribution spans from $45,340 at the 10th percentile to $99,530 at the 90th — a 2.2× spread that reflects experience tenure, specialization, employer size, and the difference between public-sector, nonprofit, and private-sector compensation inside the metro. The 25th percentile sits at $49,940 and the 75th at $85,750, so half of Clarksville-based claims adjusters, examiners, and investigatorss earn within that middle band.

Metro figures capture where you actually work, not just where you live — which matters for commuters. BLS draws metro boundaries from the OMB MSA definitions, so Clarksville, TN-KY covers the central city plus outlying counties tied to the metro economically. Remember that OEWS wages reflect base pay only: employer-provided health insurance, retirement matches, stock options, signing bonuses, overtime, and tips are excluded and can add 20-40% to real total compensation. Before using this metro median as a negotiation anchor, triangulate against the same occupation's national profile (linked below), its state-wide TN data, and peer-metro comparisons — a median is a starting point, not a ceiling.