Bill and Account Collectors in the Chattanooga Metro

BLS metro-level wage data places Bill and Account Collectors pay in Chattanooga, TN-GA at a median of $38,370 per year ($18.45/hr), drawn from the OEWS May 2025 release for this Metropolitan Statistical Area. Compared with the national median of $47,030, the metro estimate is 18% below. OEWS reports the difference but does not identify its cause. Approximately 430 bill and account collectors are employed across the Chattanooga MSA in SOC 43-3011.

The Chattanooga pay distribution spans from $38,370 at the 10th percentile to $52,070 at the 90th, a 1.4× observed spread. Differences in specialization, employer, sector, location, credentials, schedule, and experience may all contribute, but OEWS does not isolate their effects. The 25th percentile sits at $38,370 and the 75th at $44,490, so half of Chattanooga-based bill and account collectors earn within that middle band.

Metro figures use establishment work location, not worker residence. BLS draws metro boundaries from the OMB MSA definitions, so Chattanooga, TN-GA covers the central city plus outlying counties tied to the metro economically. OEWS includes straight-time pay, tips, commissions, incentive pay, and production bonuses. It excludes employer health and retirement benefits, overtime premiums, stock compensation, signing bonuses, and other nonproduction bonuses. The same occupation's national profile, statewide TN estimate, and peer-metro rows provide distinct geographic comparisons. A published median is a benchmark, not a prediction or ceiling for one worker.